In this paper the investigation of several changes in Guinea banking and financial system from independence to nowadays are explained; after independence in 1958, compared to others French-speaking countries constituted by Franc CFA money area Guinea stay alone with its own currency. Country banking sector and others finance fields＇ reform and structures are the focus of this research. Since Independence Guinea has recorded an increasingly important role of the private and commercial banks beside the central bank. Interview, observation, banks data examination and analysis support paper main point of view. It is vital for Guinea finance system potentiality to reinforce the stability of the structural framework, improve operation of the legal framework and make more rational conditions of banks operations, so that they can function safely in collective interest. The realization of this work proves to be necessary to evaluate the extent of Guinean financial system changes; it can explain Guinean banking system evolution problems and used as guide for this vast domain. Thus the ongoing liberalization of interest rates should be accompanied by reduced concentration. Overall, to improve competitive structure, new policies should be directed at encouraging market entry and increasing the market share of the most efficient banks.
Economics and Management School,Beijing University of Post and Telecommunication,China,100876